Saving and Investing for Life eBook

Permanent TSB has published a free guide to saving and investing. This can be viewed online or you can ring them and they will send out a hard copy. Naturally it will slant towards their own products but it does provide some good practical advice.

Click below to have a look.

https://www.permanenttsb.ie/whatweoffer/savingsandinvesting/saving-and-investing-for-life/saving-and-investing-for-life-ebook/
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Statesavings.ie

The National Treasury Management Agency (NTMA) is responsible for borrowing money on Ireland's behalf. With the international markets closed to us till Late 2013 you might legitimately ask what they are doing with themselves in the Treasury Building, Dublin 4,these days. There is a new focus on attracting investment from the Irish people through their rang of bonds and savings products. The benefits of saving with the Irish State is that your money enjoys a full Government guarantee and returns are not subject to DIRT tax. They also run the prize bond scheme.

For further information visit your local post office or go to: http://www.statesavings.ie/Pages/default.aspx

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Ireland's falling household savings rate defies expectations

Interesting article by Dan O'Brien, the Economics Editor of the Times.

http://www.irishtimes.com/newspaper/finance/2011/0715/1224300757511.html

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Compare Savings products

Following on from my previous post 'time to lock in your savings' to take advantage of the recent great interest rates i have attached below links to help you compare the different products available on the market. The first one is for regular savings and the second is for lump sum savings.

http://www.itsyourmoney.ie/costcomparisons/cs_tab_regular_savings.htm

http://www.itsyourmoney.ie/costcomparisons/cs_group_lump_sum_deposit.htm

Don't forget that the headline interest rate is not the only thing to pay attention to, ensure that you are aware of the rules regarding access to your money. Some will penalise you for early withdrawals, some wont let you exit the savings at all during the term.

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Time to Lock in your savings

Excellent article in today's Irish Times. It suggests that due to a 'normalising' in the banking sector after near Armageddon, the bumper deposit rates may be coming to an end.

http://www.irishtimes.com/newspaper/pricewatch/2011/0711/1224300491656.html

FS