Its the easiest thing in the world, your car insurance renewal comes through your letter box, you tick the box, pay the annual premium and life goes on as normal. However with just a bit of leg work you could save yourself a lot of money.
Go to your insurers website and get a new quote, almost inevitably the quote you get will be less then what your renewal is. Put a call through to the customer service, they will squirm trying to explain the difference but will of course off you the quote you received online.
The insurance company relies on your inaction when they send you the renewal and new customers usually get a better deal. MAKE THAT CALL!
Naturally i would say your best bet is to get quotes from a number of sources before settling, its a highly competitive market and you should get that to work to your advantage.
FS
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